KredX Blog KredX Blog
  • HOME
  • PRODUCTS
    logo

    FOR BUSINESS logo

    logo

    FOR INVESTORS logo

    Invoice Discounting

    Unlock money tied up in unpaid invoices

    KNOW MORE

    KredX Pay Later

    A closed loop financing for your dealers/distributors/Retailers

    KNOW MORE

    KredX Cash Management Solutions (CMS)

    Get real-time analytics. Manage disputes. Minimise risks. Get risk-free returns

    KNOW MORE

    KredX Global Trade

    Get Quick Finance To Fund Your Import-Export Requirements

    KNOW MORE

    Invoice Discounting

    Diversify your portfolio with alternative short-term investments

    KNOW MORE
  • PARTNER WITH US

    Business Partner Program

    Accelerate your client’s business growth and get attractive payouts on time

    KNOW MORE

    Financial Advisor Program

    Grow your credibility and clients’ investment portfolio

    KNOW MORE
  • KNOWLEDGE CENTER

    FAQs

    Blog

    Knowledge Base

    Webinars

    Reports

    WhitePapers

    Podcasts

  • COMPANY
  • LOGIN / SIGNUP
  1. Home
  2. Investor
  3. Best Way To Invest Money Short Term
 Best Way To Invest Money Short Term
Investor Short-term Investments

Best Way To Invest Money Short Term

by KredX Editorial Team September 12, 2018 0 Comment

Saving up for a Car, that dream Bike, a piece of jewellery or just an exotic holiday – short term goal-oriented planning is a must. In the financial world, asset allocation is crucial. Long term with risk and short term with liquidity is often the mantra. Any investment which is for a period of less than 1 year is a short term investment, such investments are good if you have a goal to fulfill in the near future or are just plain risk-averse and want liquidity as an option.  If you are the one who is just beginning your investment journey may be going at it slow and steady will help you gain that confidence.

  1. Flexibility & Liquidity – One of the biggest advantages is flexibility and liquidity, you can choose to save and grow your money for periods of your choice- 3 months, 6 months or any time withdrawal option.
  2. Low Risk- Short term investments give way for a good breathing space to your entire portfolio. Low risk or volatility is a prime feature.
  3. Substantial Returns- Another advantage of short-term investing is that you can get substantial returns. With this type of investment, you can often realize great returns after only a very short amount of time

Where to Invest Money in short Term

Our take on the Top 5 Short term Investment schemes

FD – Fixed Deposits, One of the safest options. Investors can earn an interest ranging from 4 to 11% per annum. Though the money cannot be withdrawn before the maturity period to avail the full benefit, premature withdrawals with some penalty is an option. FD’s attract taxes.

FMP’s – Fixed maturity plans are a type of Mutual Fund which has a Fixed Maturity date and can have an indicative return on your investment. Usually, FMP’s are used by investors as a substitute for bank fixed deposits. FMP’s are closed-end funds, which means that you can enter when it is launched and exit when the term is over.

Debt Instruments – A debt instrument is a paper or electronic obligation that enables the issuing party to raise funds by promising to repay a lender in accordance with terms of a contract. Debt funds are high on the yield factor and provide low to negligible risk to investors. If you are planning for a short term goal or looking to grow your money in a short span of time debt instruments is an excellent option.

Grow your money in 3 months with low risk- Invest Now

Liquid Funds- A liquid fund is a debt mutual fund that invests in very short-term instruments like commercial papers, treasury bills, certificates of deposits etc. These investments are a good alternative to savings deposit.

Savings account- Saving Account is a reliable and safe mode to save and get returns (although very less). Opened with any bank or financial institution, money can be kept till required investors can interest, depending on the amount and duration for which money is kept in the account.

While there are a lot of other options available, the one’s mentioned above give substantial returns with very low or negligible risk. Investors should choose carefully by taking into consideration the risk, return and timeline objective.

Share This:
Tags: investment options Low risk investment short term investment Short term investment options short term investment plans Where to Invest Money in short Term
Previous post
Next post

KredX Editorial Team (Website)

administrator

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Enquire now

  • Invalid value

  • Invalid value

  • Invalid value

The Best Of Alternative Investments, Now On Your Phone

Download App:

KredX Blog KredX Blog

Wing ‘A’, Ground Floor, Office-1 Block-‘A’, Salarpuria Softzone, Bellandur Village, Varthur Hobli, Bangalore South Taluk, Outer Ring Road, Bangalore – 560103

+1 212-602-9641

info@example.com

Get More Location

Follow us:

Download app:

Company

Home
About Us
Careers
Contact Us
Our Offices

Resources

Blog
Reports
Whitepapers
Knowledge Base
Podcasts
Webinars

Support

FAQs
Talk To Our Advisor
Chat With Us
Sign Up
Login

Legal

Nodal Officer Name: Amrutha A / Ph: 08061799200, IVR-9 / Email: Amrutha@Kredx.Com
Terms And Conditions
Privacy Policy

Investor Products

Invoice Discounting
Bonds
Digital Gold/Silver
KredX Assured

Business Products

Invoice Discounting
Buy Now Pay Later
KredX Cash Management Solutions
KredX Global Trade

Quick Links

Business Partner Program
Financial Advisor Program
Business Suite
©2022 Minions Ventures Pvt Ltd