Short-term investments form an integral part of any financial planning, especially to assist one’s short-term financial goal. These kinds of investments refer to marketable securities or assets that are used to provide a safe, temporary place for the cash while it awaits future deployment. Short-term investments are highly liquid assets designed for a short duration, typically ranging from 3 to 12 months. Seasoned investors suggest that effective long-term plans are often supplemented by short-term investments. These small financial achievements can have a significant impact in the long run in terms of supporting one’s financial goals.
While the market is showing signs of a bearish trend with rising interest rates, investors in India are increasingly turning towards short-term investments to earn remunerative returns. Unlike its counterpart, short-term investment provides optimal returns and liquidity, while ensuring minimum risk exposure due to shorter maturity timeframes. Hence, many new-age investors are increasingly finding short-term investment as a lucrative way to score competitive returns and high liquidity.
Short-term investment in India is gaining traction among investors as they provide faster returns in a limited time.
KredX, an invoice discounting platform, provides investors with a unique opportunity to invest in unpaid invoices of high-growth businesses, thereby allowing investors to earn remunerative returns in a short time span.
With market volatility on a constant rise, investors are on a continuous lookout for investment options outside the traditional portfolios like stocks, bonds, and more. This is why alternative investments came as a viable option for investors to hedge their portfolio against market inflation and earn high returns. KredX’s invoice discounting marketplace enables investors to earn high returns by investing in a brand-new asset class, which otherwise has been only accessible to banks and institutional investors.
|Flexibility||In the case of short-term investments, investors don't need to park their cash for an extended period of time. Since the lock-in period is less, it allows investors to deploy the returns into some other security.|
|Diversification||Since short-term investments have small parking period, they are less vulnerable to market depreciation in terms of returns, as investors tend to invest in a wide array of securities. As the amount is scattered into different asset classes, the risk associated with it also spreads out.|
|High Returns||With the emergence of new-age alternative investment vehicles like invoice discounting, investors can invest a small amount and earn high returns in a short time.|
KredX provides an alternative short-term investment option for investors with minimal risk exposure. The invoice discounting platform offers investors with a safe investment option to maximise yields, while guaranteeing a substantial portfolio diversification at an above-market rate, wherein:
To start investing in KredX, one has to be:
Individual resident investors, HUF / Proprietorship registered in India Institutional investors, NRI investors (Provided you have an NRO account and comply with basic predefined KYC guidelines- Pan card and valid Indian address proof)
You can invest a minimum of INR 3 lakhs per deal.
Invoice Financing is a very niche product and KredX's Invoice Discounting platform ensures higher short-term yield for its investors. Our conservative and ever-evolving risk management policies minimise the risk of investing for our investors.
No. Being an ISO 27001:2013 certified private entity which deals with secure information from the clients, KredX takes strict measures in dealing with secured information.
KredX provides the option of short-term investments to our investors due to which the maximum tenure for a discounted invoice is 90 days.