Short Term Investment With KredX
Short-term investments form an integral part of any financial
planning, especially to assist one’s short-term financial goal.
These kinds of investments refer to marketable securities or
assets that are used to provide a safe, temporary place for the
cash while it awaits future deployment. Short-term investments
are highly liquid assets designed for a short duration,
typically ranging from 3 to 12 months. Seasoned investors
suggest that effective long-term plans are often supplemented by
short-term investments. These small financial achievements can
have a significant impact in the long run in terms of supporting
one’s financial goals.
While the market is showing signs of a bearish trend with rising
interest rates, investors in India are increasingly turning
towards short-term investments to earn remunerative returns.
Unlike its counterpart, short-term investment provides optimal
returns and liquidity, while ensuring minimum risk exposure due
to shorter maturity timeframes. Hence, many new-age investors
are increasingly finding short-term investment as a lucrative
way to score competitive returns and high liquidity.
Short-term investment in India is gaining traction among
investors as they provide faster returns in a limited time.
What Is KredX?
KredX, an invoice discounting platform, provides investors with
a unique opportunity to invest in unpaid invoices of high-growth
businesses, thereby allowing investors to earn remunerative
returns in a short time span.
Diversify Your Portfolio With KredX
With market volatility on a constant rise, investors are on a
continuous lookout for investment options outside the
traditional portfolios like stocks, bonds, and more. This is why
alternative investments came as a viable option for investors to
hedge their portfolio against market inflation and earn high
returns. KredX’s invoice discounting marketplace enables
investors to earn high returns by investing in a brand-new asset
class, which otherwise has been only accessible to banks and
Benefits Of Short-Term Investment
In the case of short-term investments, investors don't
need to park their cash for an extended period of time.
Since the lock-in period is less, it allows investors to
deploy the returns into some other security.
Since short-term investments have small parking period,
they are less vulnerable to market depreciation in terms
of returns, as investors tend to invest in a wide array of
securities. As the amount is scattered into different
asset classes, the risk associated with it also spreads
With the emergence of new-age alternative investment
vehicles like invoice discounting, investors can invest a
small amount and earn high returns in a short time.
KredX provides an alternative short-term investment option for
investors with minimal risk exposure. The invoice discounting
platform offers investors with a safe investment option to
maximise yields, while guaranteeing a substantial portfolio
diversification at an above-market rate, wherein:
The KredX business model employs a 360° risk analysis system
which takes place at multiple stages wherein all the aspects
of the invoice are assessed to ensure investors don’t face any
All the invoices uploaded in the KredX platform goes through a
stringent verification process to maintain legitimacy and
safeguard the interest of the investor.
KredX screens the security of each transaction through Escrow
Accounts for both Businesses and Investors, individually.
The KredX Advantage
Unique alternative fixed-income short-term investment
- Invest in a brand-new alternative asset class
- Earn above-market returns in the range of 12-20%* IRR
- Short-term investment cycles of 30-90 days at low-risk
Robust Risk Mitigation
- Comprehensive risk management with no execution risk
- 360° credit risk analysis system at multiple stages
Multiple verifications of the relationship between borrower
Who Can Invest In KredX?
To start investing in KredX, one has to be:
- Individual resident investors
- HUF / Proprietorship registered in India
- Institutional investors
- Banks, NBFCs and other Financial Institutions
NRI investors (Provided you have an NRO account and comply
with basic pre-defined KYC guidelines- Pan card and valid
Indian address proof.)
- An adult citizen of India (can be an NRI too)
- Should invest a minimum of INR 3 lakh
- Should hold a valid PAN card
How KredX Invoice Discounting Platform Works?
Investor signs up on KredX and logs into the KredX account
- Investor purchases invoices of their choice
Funds are disbursed to vendor’s bank account in 24-72 hrs
through escrow account
Upon tenure completion, enterprise credits invoice amount into
an escrow account
- KredX then transfers this amount to the investor
- Investor makes ~12-20%* profit in 30-90 days
Individual resident investors, HUF /
Proprietorship registered in India Institutional
investors, NRI investors (Provided you have an NRO
account and comply with basic predefined KYC
guidelines- Pan card and valid Indian address
You can invest a minimum of INR 3 lakhs per deal.
Invoice Financing is a very niche product and
KredX's Invoice Discounting platform ensures
higher short-term yield for its investors. Our
conservative and ever-evolving risk management
policies minimise the risk of investing for our
No. Being an ISO 27001:2013 certified private
entity which deals with secure information from
the clients, KredX takes strict measures in
dealing with secured information.
KredX provides the option of short-term
investments to our investors due to which the
maximum tenure for a discounted invoice is 90