- Madhuri Arora
- 05 Sep 19
- Finance Planning,Investor,Short-term Investments

Short-term, goal-oriented planning is considered key to wealth creation and fulfilling short-term goals. From saving up for a car or dream bike, education, to an exotic holiday, everything requires savings.
In the financial world, asset allocation is crucial. For most, the investment mantra remains long-term investment with low risk and short-term investment with high liquidity.
An investment that is less than or equal to one year is called a short-term investment. Short-term investments are beneficial when there is a goal to fulfill in the near future or when someone is simply risk-averse and want liquidity as an option.
The short-term investment options mentioned below come with the following set of advantages
- Liquidity & Flexibility: Short-term investment offers much-needed liquidity and flexibility. This means you have the choice of saving money and let it grow over a period of your choice - 3 months, 6 months or any time withdrawal option.
- Low Risk: Since they pose lesser risk and volatility, the short-term investment provides a good breathing space to your portfolio.
- Substantial Returns: Substantial returns can be obtained by short-term investments. This investment shows results in the form of great returns in a very short amount of time.