|| Digital Gold
|| Fixed Deposit
||Flexibility in investing
|| Highly flexible
||Rate of Return
||Gold has delivered a 9.8% annualised CAGR return in the last 30 years.
||FD has yielded average 8% returns over the past 30 years.
||Offers easy liquidity.
||Offers limited liquidity and depends on the selected tenure.
||Returns on digital gold is taxable (20% on returns + surcharge + 4% cess) if held for more than 36 months.
||Though it is a tax-saving instrument, the interest earned from FD is fully taxable.
||Depends on the domestic and international political and economic conditions. Thus, its price fluctuates constantly.
||Free of external or market factors. Hence, it guarantees a steady income.
||Does not generate monthly revenue. Instead, it generates wealth over time.
||Revenue generation depends on the sole discretion of interest payout selection (monthly or upon maturity).