- KredX Editorial Team
- 20 Aug 21
- Bond investment,Investor

In February 2021, the Reserve Bank of India announced that it would open up these bonds for small investors under its ‘RBI Retail Direct’. Thereafter, in July 2021, the RBI released guidelines for the scheme. As a result, retail investors can open a ‘retail direct guilt’ (RDG) account with RBI in a few simple steps online and start trading in government bonds.
In addition, the central bank’s online portal will allow institutional investors to access its bond trading platform. Retail investors can also bid for government bonds by way of primary auctions like large institutions do. However, the starting date for this RDG account is yet to be announced by the RBI.
Before the date is announced and you arrive at a decision, let’s understand whether government bonds are suitable for you.
Why Should You Invest In Government Bonds?
Government bonds offer numerous advantages to investors, such as the following:-
Risk-free
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Returns
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Regular Income
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Portfolio Diversification
How To Invest In Government Bonds?
Currently, you can subscribe to government bonds in the following ways:- NSE: If you wish to buy government bonds, you can do so via the online portal of the National Stock Exchange.
- Mutual Fund Or ETF: Investors aiming to diversify their portfolio by investing in multiple government bonds can go for gilt funds or ETFs.
- Broker: One can also buy bonds online from certified brokers. However, bond prices tend to vary from one broking agent to another.