How KredX Invoice Discounting Works

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No mountains of paperwork. Get started in minutes with a simple online application.

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Easy
Onboarding

Skip lengthy document verification. Our streamlined process gets you approved and funded right away.

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Invoice Listing & Purchasing

Upload your invoices directly and connect with a network of trusted investors ready to purchase them.

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Instant Cash Disbursement

Access your working capital within 24-72 hours, fueling your production and seizing new opportunities.

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Why KredX for Invoice Discounting?

Optimize cash flow

Free up trapped capital in unpaid invoices to invest in raw materials, equipment, or expansion.

Zero Collateral

No need to worry about pledging assets. Get funds against unpaid invoices

Maintain smooth operations

Avoid production delays caused by payment gaps, ensuring timely deliveries and happy customers.

Real-time Updates

Track your invoice status on the go through KredX’s easy to navigate self-serve platform.

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Our Numbers

10 Billion+

Working Capital Dispensed

40,000+

Businesses Got
Cash Flow

10X Growth

Achieved By
Clients

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KredX In News

Financial Express
SMEStreet
Business Standard
Businessline
The Times Of India
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TReDS brought the power of financing to MSMEs instead of banks earlier, says KredX’s Manish Kumar
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KredX Expands with 2 Billion Working Capital for the Festive Season
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KredX to disburse Rs 2,000 cr in working capital for MSME sector
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KredX’s trade finance platform goes live at GIFT City
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KredX starts operations at GIFT IFSC: Aims for US$ 200 Million in Export Financing this year
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Simple. Fast. Reliable.

FAQs

What is Invoice Discounting ?

Invoice discounting is the practice of using company's unpaid invoices to raise working capital & fulfil its financial needs.

KredX provides a marketplace/platform for business owners to sell and investors to purchase invoices raised on blue chip companies. It combines the best in class technology experience with credit underwriting & data analytics capabilities to create a brand new investment asset class.

Business-owners looking for advance on their invoices, raised on blue chip/creditworthy institutions, can use our platform to sell these unpaid invoices at attractive rates.

Any business that supplies goods/services to large blue-chip companies can avail the bill discounting services provided by KredX. Eligibility and amount of discounting is governed by the creditworthiness of the business and therefore they should be willing to share their financial information and other related documents.

Invoice discounting with KredX is an off-the-book financial solution. That’s because it is availed by leveraging the unsettled invoices. Hence, it does not have any effect on the balance sheet.

We have no upper limit for sanctioned amounts for your invoices and it is solely dependent on the business’s requirements. The upper limit depends on the business requirement and the eligibility as per KredX’s criteria.

The financing option works like a revolving funding facility. The discounting service provider forwards funds against unpaid invoices based on their worth.

The time to avail funds through invoice discounting depends on your financier. With KredX, you can avail funds within 24-72 hours*.

Through invoice discounting, you can avail credits up to a certain percentage of your unpaid invoice’s total value, allowing you to ensure a steady inflow of capital to your business at all times.

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