Here’s Why The Majority Use KredX
Funds In 24 -
72 Hours
Collateral-Free
Solution
Hassle-free
Onboarding
No mountains of paperwork. Get started in minutes with a simple online application.
Skip lengthy document verification. Our streamlined process gets you approved and funded right away.
Upload your invoices directly and connect with a network of trusted investors ready to purchase them.
Access your working capital within 24-72 hours, fueling your production and seizing new opportunities.
Head Purchase & Finance, Stanzen Engineering Pvt Ltd
“KredX helped me smoothen out my business’s regular operations. With KredX’s bill discounting platform, we now get funds immediately thus reducing the working capital interest as opposed to a bank loan.”
Co-founder, GoBOLT
“KredX has helped us unlock the potential of our business receivables, shortening our cash-to-cash cycle, thereby giving us business owners flexibility to work more efficiently.”
Partner, Aruna Industrial Corporation
“KredX’s technology platform is very good and has helped me to receive funds within 1 week of product shipment to our clients. This has really made our lives very simple.”
Free up trapped capital in unpaid invoices to invest in raw materials, equipment, or expansion.
No need to worry about pledging assets. Get funds against unpaid invoices
Avoid production delays caused by payment gaps, ensuring timely deliveries and happy customers.
Track your invoice status on the go through KredX’s easy to navigate self-serve platform.
Working Capital Dispensed
Businesses Got Cash Flow
Achieved By Clients
Invoice discounting is the practice of using company's unpaid invoices to raise working capital & fulfil its financial needs.
KredX provides a marketplace/platform for business owners to sell and investors to purchase invoices raised on blue chip companies. It combines the best in class technology experience with credit underwriting & data analytics capabilities to create a brand new investment asset class.
Business-owners looking for advance on their invoices, raised on blue chip/creditworthy institutions, can use our platform to sell these unpaid invoices at attractive rates.
Any business that supplies goods/services to large blue-chip companies can avail the bill discounting services provided by KredX. Eligibility and amount of discounting is governed by the creditworthiness of the business and therefore they should be willing to share their financial information and other related documents.
Invoice discounting with KredX is an off-the-book financial solution. That’s because it is availed by leveraging the unsettled invoices. Hence, it does not have any effect on the balance sheet.
We have no upper limit for sanctioned amounts for your invoices and it is solely dependent on the business’s requirements. The upper limit depends on the business requirement and the eligibility as per KredX’s criteria.
The financing option works like a revolving funding facility. The discounting service provider forwards funds against unpaid invoices based on their worth.
The time to avail funds through invoice discounting depends on your financier. With KredX, you can avail funds within 24-72 hours*.
Through invoice discounting, you can avail credits up to a certain percentage of your unpaid invoice’s total value, allowing you to ensure a steady inflow of capital to your business at all times.