Is Your Business Plagued By Any Of These Challenges?

  • Debt that impacts the balance sheet
  • Gap between receivables & payables impacting working capital
  • High capital & operational cost
  • Supply chain management issues

Highlights

Bank-Guarantee Based Financing

Express Fund Disbursal

Paperless, Transparent Process

Off-Balance Sheet Solution

Real-Time
Tracking

Seamless Digital
Process



What Is KredX's Invoice Discounting?

As an off-balance sheet solution, the KredX invoice discounting platform allows businesses to use unpaid invoices as a collateral to get immediate working capital, thereby helping in growth and expansion.

How KredX’s
Invoice Discounting Works?

1

Sign Up

Business signs up on the KredX platform with the prerequisite set of documents

2

Onboarding

Post document submission & verification, the business gets onboarded onto the KredX platform

3

Invoice Listing

Once invoices are listed on the platform, KredX accredited investors purchase these invoices

4

Fund Disbursement

Working capital funds are then disbursed to the business’s account in
24-72 hours*

The KredX Advantage

Healthy Cash Flow

Gain timely access to working capital and reduce business cash cycles

Business Growth

Shorter cash cycles help increase operational efficiency and business growth

Off-The-Books

Off-balance sheet solution that doesn’t impact balance sheet

Real-Time Updates

Upload invoices through KredX’s self-serve module and track status in real-time

Quick Onboarding

Become a verified business on our platform & access funds in 24-72 hours*

End-to-End Discounting

Seamless service from the time invoices are generated to fund disbursal

Why Choose KredX

  • Access To Finances For Growth
  • 100+ Industries Live On The Platform
  • Healthy Cash Flow Management
  • Pan-India Presence
Working Capital Simplified Through Bill Discounting

Industries We Serve

Whatever be your industry, we have you covered. Gain access to collateral-free working capital in 24-72 hours*.

Manufacturing

Current Scenario

With the emergence of startups, coworking spaces are high on demand, owing to the culture and facilities provided.

Challenge

Being a high-impact industry, manufacturing businesses often have quick fund requirements to take on new orders, provide services, or fulfil existing orders.

Solution

KredX's invoice discounting platform allows manufacturing businesses to raise quick working capital against their unpaid invoices.

Impact

Business gets benefited with quick access to funds, thereby enabling growth.

KNOW MORE

Logistics

Current Scenario

Logistics industry plays a key role in the financial growth of India and is forecasted to grow at a CAGR of 10.5% between 2019-2025. Logistics is not just limited to manufacturing set up; it plays a significant part across industries and sectors like retail, financial services, etc.

Challenge

Being a high-growth sector, managing day-to-day operations and clearing unpaid invoices can be challenging for logistics businesses, resulting in the need for quick access to working capital.

Solution

KredX's invoice discounting platform enables logistics businesses by unlocking money tied up in unpaid invoices

Impact

Business gets benefited with quick access to working capital, thereby enabling business growth and efficient supply chain management.

KNOW MORE

Retail & Ecommerce

Current Scenario

India has witnessed a massive growth in the market for the retail and e-commerce sector and is predicted to grow from $125 billion as of April 2017 to $250 billion by 2020.

Challenge

As an industry with high growth potential, e-commerce businesses often find it challenging to manage the daily operations and clear unpaid invoices, resulting in the need for working capital.

Solution

KredX's invoice discounting platform facilitates e-commerce businesses by providing quick working capital by utilising their unpaid invoices

Impact

Business gets quick access to working capital, thereby allowing growth, expansion, and timely fulfilment of orders and services.

KNOW MORE

FMCG

Current Scenario

The contribution of the fast-moving consumer goods (FMCG) sector is quite significant in the Indian economy, estimating for 43% of the overall market. The shift in consumer demand has contributed to the massive expansion of the industry.

Challenge

The FMCG industry involves substantial additional costs like packaging, transportation, storage, etc., leading to a quick need for additional working capital.

Solution

KredX's invoice discounting platform helps FMCG businesses by enabling them to use their unpaid invoices to get quick working capital.

Impact

Business gains from quick access to funds, thereby fuelling business growth and optimising the supply chain.

KNOW MORE

Chemical

Current Scenario

The Indian chemical industry is poised to benefit from the near-term opportunities and has witnessed a growth of 13-14% over the last five years.

Challenge

As a high-growth sector, businesses operating in the chemical industry often require financing for constant production lines and meet the order requirement.

Solution

KredX's invoice discounting platform helps Chemical businesses by providing timely access to working capital by using their unpaid invoices as a pseudo-collateral.

Impact

Business profits from immediate access to working capital, thereby enabling business growth and expansion.

KNOW MORE

Pharma

Current Scenario

The pharmaceutical sector is one of the flourishing industries in India, growing at a compounded annual growth rate (CAGR) of more than 15% in the last 5 years.

Challenge

Being a growing industry, businesses often require financing for consistent production lines to meet the continuous demand of the pharma industry.

Solution

KredX's invoice discounting platform helps Pharma businesses utilise their unpaid invoices to get immediate access to working capital.

Impact

Businesses get timely access to funds, thereby aiding in maintaining daily operations and growth.

KNOW MORE

Essential Goods

Current Scenario

The essential goods industry is positioned to accelerate growth in the upcoming quarters due to the pandemic outbreak and the consequent changing consumer behaviour.

Challenge

As a high-growth potential sector, businesses often find it challenging to manage transportation, supply chain, staffing and operational costs.

Solution

KredX's invoice discounting platform assists businesses operating in the essential goods industry to utilise their unpaid invoices to get instant access to working capital.

Impact

Quick access to working capital helps in business growth and expansion.

KNOW MORE

Printing & Packaging

Current Scenario

The printing and packaging industry in India was valued at $50.5 billion in 2019 and is predicted to reach $204.81 billion by 2025, recording a CAGR of 26.7% during 2020-2025.

Challenge

Vendors require financing for consistent production lines and procure new machinery with advanced technology to meet the continuous demand of the printing & packaging industry.

Solution

KredX's invoice discounting platform helps businesses operating in the printing and packaging industry to gain access to working capital by using their unpaid invoices as a pseudo-collateral.

Impact

Quick access to working capital helps in business growth and expansion.

KNOW MORE

Warehousing

Current Scenario

From concrete godowns to the modern, technologically advanced stockroom equipped with real-time tracking methodology, the warehousing industry has come a long way. Today, enterprises need continuous storage of inventory as the demand is too high, and hence, they rely on warehousing.

Challenge

Being a high-growth industry, warehousing businesses often require timely access to working capital to maintain their business operations.

Solution

KredX's invoice discounting platform enables warehousing businesses to get quick access to working capital by using their unpaid invoices.

Impact

Business gets access to working capital, thereby enabling expansion and growth.

KNOW MORE

Infrastructure

Current Scenario

The infrastructure sector has become the most significant area of focus for the Government of India to have a sustainable development of the country.

Challenge

With India poised to grow into a $5 trillion economy in the next three years, it has numerous hurdles in infrastructure development and growth to overcome.

Solution

KredX's invoice discounting platform helps the infrastructure sector avail quick and secured working capital against their unpaid invoices.

Impact

Infrastructure gets benefited with quick access to funds, thereby enabling growth.

Real-Estate

Current Scenario

The industrial real estate sector is in inflation in India, and post-liberalization, the Indian real estate business has taken an upswing and is expected to develop.

Challenge

The real estate sector, for a few years, has been facing liquidity issues, which has now additionally been triggered into a major dilemma due to the COVID-19 lockdown.

Solution

KredX's invoice discounting platform helps the real estate sector to avail secured and quick working capital against their unpaid invoices that can help overcome the COVID-19 stall.

Impact

The real estate businesses get their hands on instant cash and proceed with their projects without any hindrances.

Did not find your industry?


Industries We Serve

Whatever be your industry, we have you covered. Gain access to collateral-free working capital in 24-72 hours*.

Did not find your industry?


Clients Speak

At KredX, our customers come first.
Here is what some of our valuable clients had to say about us

Working Capital Simplified

KredX is India's leading integrated cash flow solutions provider helping businesses gain
quick access to working capital through disruptive technology and adaptive solutions.

Frequently Asked Questions

Invoice discounting is the practice of using company's unpaid invoices to raise working capital & fulfil its financial needs.