Unlock Money Tied Up
In Invoices For Improved
Business Growth

Simple | Fast | Credible
KredX's services can help take care of all short-term liabilities without the need for physical assets

Sign Up

Features

01

Funds In 24 -72 Hours*

02

Collateral-Free Working Capital

03

Off-Balance-Sheet Solution

04

Easy Digital Process

How KredX Helps Provide a Working Capital Solution for Businesses

01
Healthy Cash Flow

Healthy Cash
Flow

Gain timely access to working capital and reduce cash cycles significantly

02
Business Growth

Increased Business
Growth

Shorter cash cycles lead to increased operational efficiency, thus helping businesses grow

03
Off Balance Sheet

Off Balance
Sheet

KredX offers a zero-liability bill discounting service that does not impact the balance sheet

04
Real Time Updates

Real-Time Status
Updates

Instantly upload invoices through KredX’s self-serve module and track the status in real-time

05
Quick Easy Onboard

Quick, Easy
Onboarding

Become a verified vendor and receive funds all in just 24-72 hours*

06
Seamless Invoice Managment

Seamless Invoice
Managment

KredX offers an end-to-end invoice discounting service from the time invoices are generated to funds disbursal

How It Works

KredX

Sign-up Online

Sign up and become a verified KredX member

Sign Up
KredX

Upload Invoices

Post verification, get the invoices listed through a simple, online process

Sign Up
KredX

Sell the invoices

Sell the unpaid invoices online on the KredX platform through our network of investors

Sign Up
KredX

Get Working Capital

Instant listing and quick disbursal of funds

Sign Up

How It Works

Invoice is Raised

Sign-up Online

Sign up and become a verified KredX member

Invoice is Uploaded

Upload Invoices

Post verification, get the invoices listed through a simple, online process

Recieve Money

Get Working Capital

Instant listing and quick disbursal of funds

Sign Up

Working Capital
Solution Across
Industries

Whatever be your industry, we have you covered. Gain access to collateral-free working capital in 24-72 hours*.

Logistics

Manufacturing

Services

Retail

Modern Trade

Working Capital Simplified

KredX is India’s leading invoice discounting platform helping high-growth businesses gain quick access to working capital through disruptive technology and uniquely adaptive business model.

Get Started

What Businesses Say About Us

"

KredX helped me smoothen out my business’s regular operations. With KredX’s bill discounting platform, we now get funds immediately thus reducing the working capital interest as opposed to bank loan.

-Shankar GM

"

KredX has helped us unlock the potential of our business receivables shortening our cash-to-cash cycle, thereby giving us business owners flexibility to work more efficiently.

-Sumit Sharma

"

Invoice discounting helps fill the gap in working capital cycles. Through KredX, we have achieved customer satisfaction due to on-time delivery

-Suresh Saravanan

What Businesses Have To
Say About KredX

"KredX helped me smoothen out my business’s regular operations. With KredX’s bill discounting platform, we now get funds immediately thus reducing the working capital interest as opposed to bank loan."

testimonial shankar
Shankar GM

"Invoice discounting helps fill the gap in working capital cycles. Through KredX, we have achieved customer satisfaction due to on-time delivery."

testimonial suresh saravanan
Suresh Saravanan

"KredX has helped us unlock the potential of our business receivables shortening our cash-to-cash cycle, thereby giving us business owners flexibility to work more efficiently."

testimonial sumit sharma
Sumit Sharma

Numbers Speak

3 Lakh+

Invoices Discounted Since Inception

10K+

Business Helped
Thus Far

~125%

Business Growth
Reported By Clients**

FAQs

General Questions
What is Invoice Discounting ?

Invoice discounting is the practice of using company's unpaid invoices to raise working capital & fulfil its financial needs.

Traditionally, financial institutions including banks and NBFCs have been discounting invoices for MSMEs. Invoice discounting involves transfer of rights on an asset (invoice) from the seller (i.e. business) to the financier (i.e. investor) at an agreed value.

How does it work?

KredX provides a marketplace/platform for business owners to sell and investors to purchase invoices raised on blue chip companies. It combines the best in class technology experience with credit underwriting & data analytics capabilities to create a brand new investment asset class.

Business-owners looking for advance on their invoices, raised on blue chip/creditworthy institutions, can use our platform to sell these unpaid invoices at attractive rates.

What is the eligibility criteria for businesses?

Any business that supplies goods/services to large blue-chip companies can avail the bill discounting services provided by KredX.

Eligibility and amount of discounting is governed by the creditworthiness of the business and therefore they should be willing to share their financial information and other related documents.

Does KredX have an upper sanction limit?

We have no upper limit for sanctioned amounts for your invoices and it is solely dependent on the business’s requirements.

The upper limit depends on the business requirement and the eligibility as per KredX’s criteria.

More FAQs
Bangalore
(Registered Office)

38,39,40 and 41 Gayathri Mansion, 3rd Floor, No.80/3, Bellandur Village, Varthur Hobli, East Taluk, Bangalore - 560103, Karnataka, India

Directions
Delhi
(Corporate Office)

ABL Workplaces,
M 130-131, Second Floor,
Connaught Circus,
Connaught Place,
Delhi - 110001, India

Directions
Mumbai

Wework,
14th Floor, 247 Park, Vikhroli West,
Mumbai - 400079,
Maharashtra, India

Directions
Chennai

Regus Business Centre, Level 6,
Chennai Citi Center, 10/11,
Dr. Radhakrishnan Salai,
Mylapore, Chennai - 600004,
Tamil Nadu, India

Directions
Hyderabad

Taj Deccan,
E-Floor, Road no. 1,
Banjara Hills,
Hyderabad - 500034

Directions
Ahmedabad

DEVX, C-201,
The First, Behind
Keshavbaug Party Plot,
Vastrapur, Ahmedabad-380 015

Directions
INDORE

22/3, SP 365, 2nd Floor
Opposite To Hotel Apna Avenue,
Janjeerwala Square.
Indore-452001. MP

Directions
Kolkata

Awfis, 4th Floor,
Shri Manjari Building,
8/1A, Camac Street,
Kolkata - 700071

Directions
* Subject to credit risk approval and listing of invoices on the platform
** Based on current clients & their business models

© 2019 Minions Ventures Pvt Ltd